AssetLock® is a communication tool used to help users stay informed on their retirement accounts. With AssetLock® Personal, the user has complete control over the downside percentage (AssetLock® Percentage), which is used to send alerts.


How AssetLock® Personal Works

Your advisor has elected to provide AssetLock® Personal at no cost to you, which gives you the ability to apply the AssetLock® alert system to accounts not managed by your advisor including:

401Ks | 403Bs | TSPs | And more!

With AssetLock® Personal, you are in complete control over the AssetLock® Percentages on your accounts, and can even customize your alerts to best meet your needs! An AssetLock® Percentage can range from 5%-30% and is always based on the High Water Value for the account. The AssetLock® Value is the downside value which would trigger the AssetLock® Percentage.


CURRENT ACCOUNT VALUE
Actual daily account value based on data of the close of the Stock Market the previous business day.

HIGH-WATER VALUE
Highest value account has reached. This value increases as the account grows and will not decrease due to loss.

MARKET VALUE
Market value for account, assuming that the account maintained the original investment mix.

ASSETLOCK® VALUE
This is the high-water value less the maximum percentage of loss the investor is willing to incur.
Help protect your gains with AssetLock®: The chart above demonstrates using AssetLock® with a portfolio where a 10% AssetLock® Value was chosen. Assuming an initial deposit of $100,000 and eventual growth to $146,793, the resulting AssetLock® Value would be $132,114.
Help protect your gains with AssetLock®:
The chart above demonstrates using AssetLock® with a portfolio where a 10% AssetLock® Value was chosen. Assuming an initial deposit of $100,000 and eventual growth to $146,793, the resulting AssetLock® Value would be $132,114.